Online savings account from Capital One 360

We think saving money's all about the good things in life – and our 360 Savings is a nice way to make your savings really count for something. What's it all mean for you, Saver?


  • No fees, no minimums, earn interest: Max out your savings with a variable 0.75% Annual Percentage Yield (effective 12/6/2014). Plus, 360 Savings is linked to your current checking.
  • You'll be stashing it away: Open multiple accounts (and nickname them), track great saves with My Savings Goals Opens a new window and put your savings on auto-pilot with an Automatic Savings Plan Opens a new window.
  • We have your back: Your deposits are FDICFederal Deposit Insurance Corporation–insured up to $250,000 per depositor online savings account.
  • You'll be part of Savers’ Nation: Join millions of Savers already living the money-in-the-bank life.
Plus, it doesn’t take long to open, so you’ll be on your way to making your savings grow just like that.
Savings Tools
Go ahead, feel the joy of saving.
Save the way you want – when you want – with these awesome tools from a new 360 Savings® account.
  • Automatic Savings Plan Opens a new window: Put your savings on auto-pilot – you drive how much (and how often) cash goes into your 360 Savings from a linked checking account.
  • Multiple Accounts: What else is so sweet about 360 Savings? You can open up to 25 accounts (for free, of course) and nickname them as you see fit.
  • My Savings Goals Opens a new window: Make 360 Savings come in even handier for you. Track and celebrate great saves - we'll help you get there sooner.
 

Make deposits on the fly or from the couch.

Whether you’re hanging around the house or on the fly running errands – there’s plenty of ways to make deposits into your 360 Savings® account.
  • Deposit checks from anywhere – with CheckMate Opens a new windowSM: Make check deposits from home or on the fly with our mobile app or your computer.
  • Set up Direct Deposit: Put all (or just some) of your pay into your 360 Savings (not a bad idea) – just give your employer our routing number (031176110) and your account number or use our online form.
  • Deposit the old school way, too: We're mostly online and mobile, but you can still mail in a paper check deposit in a pinch.
 
   Open Now online savings account